. >> gregg: it's been one year since president obama launched a plan for job creation. business start up apps was fast tracked but now there are concerns that it blazed through washington nobody noticed any flaws. brenda buttner, anchor of "bulls and bears", so were there flaws? >> yes. there were flaws. it went really fast and nobody has any measure, did it create jobs? they just love the name. was a great thing. first thing, it allows hedge funds basically to market email and internet, facebook to more unsophisticated investors. they haven't been able to do that up to this point. it has a thing called crowd funding which mean that people could be the target of bogus internet scams or frauds. they think as small investors buy a part of company. there is some fear that is also a problem. it also temporarily allows some smaller firms to skirt accounting or disclosure rules when they are going public. the idea is let these small companies go public and they will create jobs, but there is no empirical evidence that happens just because something goes public. >> gregg: did